Miamism

This is the first time I repeat a Miamism Fridays - but it's 4th of July and this picture of the the Port of Miami Bridge puts it all into perspective.  So what do we call it?  recycle, redo, reuse, reblog, repeat...

...another MIAMISM!!

Enjoy the Holiday everyone and send us your cool 4th of July celebration shots and we'll display them this weekend - you can e-mail them to info@miamism.com (we will give you credit or keep you anonymous....your choice)

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Ines.Hegedus-Garcia 1 feedback »

We would like to announce Miamism Team's new home - Majestic Properties.

It was time for a change, a change that would compliment not only our business and marketing style, but a change that would benefit each one of our clients individually.

Coldwell Banker was good to us and we are the first to admit that, it offered a strong corporate backing that Rick and I were used to with our prior corporate lives as an architect and accountant, but there were also limitations and we had to think past our personal comfort and look into the future of our business as well as the type of service we offer our clients. (in other words.....the decision was by NO means easy).

Because Miami Real estate has changed, so has the way we conduct business in a way that benefits you, our client, even in a down market. We have learned that this business is not so much about us, but about you. We still hit the streets the same way as before, but we also blog and are very active in the social networking aspect of the Internet. We have had to think outside the box and use the tools before us in way no one else has, putting us at the forefront of the industry. (I know, I know....tooting my own horn is not polite). Majestic Properties will not only support our new methods, but welcomes them and will help us customize marketing strategies one client at a time and expose ourselves to every new marketing medium available to be able to offer better service.

We found a company that will compliment our style. Majestic Properties is a respected full-service real estate organization that focuses on providing the highest level of service by employing cutting edge resources. Talk about a match made in heaven!

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Ines.Hegedus-Garcia 26 feedbacks »

Miami mortgage rates for June 30, 2008.  Loan amounts up to $417,000: 

3/1 ARM              5.250%
5/1 ARM              5.500%
7/1 ARM              5.750%
10/1 ARM            5.875%   

All rates offered to the borrower with 1 point cost.  Rate quotes assume a purchase transaction with a 20% down payment, 720 credit score, and full income qualification.  Rates are subject to fluctuation.  Custom rate quotes and fixed rate mortgages are available by calling at the number below. 

MIAMI  MORTGAGE RATE TREND:

Next 7 days:       Slightly Lower

Next 30 days:     Slightly Higher

Next 3 months:   Higher 

Brian Brady
(858)-777-9751
Apply for a loan online

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Brian.Brady Send feedback »

If you are a Miami real estate buyer you know you can be picky, you can demand more and you have every right to be a pain, since this is YOUR market.    If you have been looking for a while, you may find the search frustrating and never ending and may even wonder if you will ever buy a property.

With the daily gloom of the media, you may have a tendency to forget what your goal is.  You may even start doubting what it is that you really want.  So here's what Rick and I recommend.  (Yeah, we're giving you homework, but you will thank us for it....or not)

Sit down either by yourself or with your significant other and write a list.  Write down what it is that you want (not taking price into consideration yet).  Number of bedrooms and baths, single-family or condo, square footage, location, size of property, layout, close to a particular school, gated neighborhood, remodeled or not, preferred finishes, charm/no charm, modern or traditional, pool/no pool.  Brainstorm away until you have everything down on paper.

If you are making a purchasing decision with a significant other, we recommend that you consolidate your lists and come to a consensus on what is most important.  Then go ahead and organize those items in order of significance - please realize that it is almost impossible to find the perfect home with everything you want and it is essential to be flexible and let some of those "wants" go.

After you are done with the "real estate wants list", go back to your Realtor and discuss price - this will most likely be the only factor that has remained constant since you began, and you may notice that you will be able to afford more items on that list than when you began (so the search time is not all that bad).

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Ines.Hegedus-Garcia 2 feedbacks »

Only in Miami can you take a family picture with your friendly alligator just a few short feet away.

.....another MIAMISM!!

** Summer is here! time to take out the camera and shoot some cool Miamisms - if you are technically inclined - you can add them to the Miamism Group at Flickr.com - or you can e-mail the photos directly to us at info@miamism.com **

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Ines.Hegedus-Garcia 11 feedbacks »